About Us

Piedmont Capital is a mortgage brokerage specializing in arranging financing of $1 million and more for investors in stabilized multifamily, retail, office, industrial, and mixed-use commercial properties. Based in the marquee 101 California building—in the heart of San Francisco’s Financial District—we have been effectively building relationships with commercial banks and credit unions throughout the commercial real estate industry since 2002.

Growing substantially since the 2008 financial crisis, we have the knowledge and experience to guide financing projects through evolving regulations imposed by lenders and government. We have placed over $1 billion in debt for real estate investments throughout Northern California, the West Coast, and major metropolitan areas.

Our culture is based on three principles: 1) Clients first, always; 2) Get the best rate and terms every time; and 3) Communicate effortlessly and make the process easy. The only part of our proprietary technology platform you will see is results. Clear communication and quick turnaround…that’s what we are all about.

Our Advisors

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Kevin Kwan

Senior Loan Advisor
(415) 463-1345
kkwan@piedmont-capital.com
CalDRE #02030374

Kevin prides himself on being fast, efficient and responsive for his clients, working to structure multi-million dollar debt financing for stabilized multifamily and commercial properties, including acquisitions of new investment properties. He has been Piedmont Capital’s top loan broker each year since 2017, closing over $60 million in loans in 2018 and another $65 million in 2019.

Kevin is a health enthusiast who spends much of his free time engaging in physical activity and cooking, as well as exploring an affinity for the wildlife of aquariums. He is a graduate of UC Davis.

Gary Chen

Loan Advisor
(650) 645-0619
gchen@piedmont-capital.com
CalDRE #02192555

Gary Chen is from San Mateo, CA, and grew up in the Bay Area and has a background as a real estate developer representing buy-side large cap listed MNC, Family Offices, and Funds with a focus on acquisitions and capital markets for commercial, multifamily, hospitality, industrial, life science and mixed-use properties. Gary has acquired over $350m in assets in California, New York, and New Jersey.

In Capital Markets, he’s raised over $500m on behalf of real estate developers including both equity and debt covering multiple states including California, New York, New Jersey, Georgia and Florida.

Gary is licensed with Department of Real Estate in California, with a Bachelors Degree in International Economics/Foreign Exchange Program from Peking University and is bilingual English and Mandarin.

Maryann Salt

Senior Loan Advisor
(925) 768-0834
msalt@piedmont-capital.com
CalDRE #0144376

Maryann Salt is a Senior Loan Advisor at Piedmont Capital, bringing over a decade of experience in residential and commercial mortgages. She is originally from the San Francisco East Bay. She holds a Masters Degree in Financial Analysis & Investment Management from Saint Mary's College and have honed her skills at reputable institutions like Morgan Stanley, Prosper Marketplace, and Landed, gaining valuable experience in fintech and proptech startups.

Currently, Maryann’s expertise lies in multifamily federal and state tax credit projects, encompassing historic, 4%, and 9% tax credits, along with various state and local housing programs and subsidies. She collaborates closely with cities, counties, and CDFI's assisting them in fulfilling their inclusionary housing initiatives and partnering with emerging developers. Her dedication extends to the community, where I strive to make a meaningful impact in the world of commercial lending, contributing to the creation of thriving communities.

Beyond her professional endeavors, she has a passion for travel and the soothing melodies of the ukulele. Additionally, she serves on the Innovation Product Council for Urban Land Institute, further deepening her commitment to innovation and excellence in the real estate and housing sectors